![]() Taking showers, running the dishwasher, doing laundry, watering your lawn and flushing your toilet can all contribute to the cost. Water and sewer: Water is another utility that can vary in cost, depending on usage and base rates.So can keeping the thermostat set lower in cold weather and higher in hot weather-and turning off lights when they’re not in use. Using energy-efficient appliances can help to reduce electricity costs. Electricity: Electricity is another utility that many people pay on a monthly basis.Using energy-efficient products and enrolling in energy savings programs can help you manage your heating costs. Heating: However you heat your home-whether it’s with oil, gas, propane or electricity-heating prices are generally higher during colder months.The cost of utilities may vary from month to month depending on use. They can include electricity, heating, water and sewer. Regardless of how you choose to give, just get into the habit of giving.Utilities are another important expense related to housing. It could be your favorite charity, helping a friend, or donation to your place of worship. It could be a flat tire, an emergency trip to see a family member, a medical expense, or anything. Also, think about any emergencies you think will come up and try to factor them in. Feel free to play with it to find the right balance. These worksheet should get you started on your single mom budget for the year. This is great for the person that is making their first attempt at budgeting or just want to move to a simpler method. They have a simple (and colorful) one page budget worksheet. This is one of my favorite websites to learn about money. They also have a workbook and an Excel and PDF worksheet you can download. It is a mini-planner you can keep in your purse or pocket for quick reference. These website has a budget in your pocket worksheet. They also have a monthly spending worksheet to help you keep track of your expenses. Like the others, you simply download and fill in your income and expenses. I think these are great options.ī has a free printable worksheet to help you create a budget. ![]() The last is a budget worksheet for irregular income. The next is a Cash Flow worksheets that is more comprehensive. It is a PDF file you have to download and print.ĭave Ramsey has three different budget worksheets to choose from. You have your income and expense columns as well as your categories to work with. This budget worksheet has the typical elements most budget worksheets have. The Household Planner Free Printable Budget Just download to Excel or even Word to complete and print.ģ. I think most people with Microsoft Office have used their budget templates. Simply enter your after-tax monthly income and it automatically creates your budget for each category.Ĭlick the image below to go to the download page for the MS Word file and follow the instructions on page 2 (See the demo video below). By writing down your monthly income and expenses, you can see how much money you expect to have for the month and plan for how much you can spend. I have created a printable single mom budget worksheet of my own that you can download for free. Single Mom Budget Sanity Worksheet UPDATE: Download the Automatic Printable Single Mom Budget Worksheet! I can’t promise I’ll be good, but I’ll do my best. To jumpstart the budget creation process, I’ve compiled a list of single mom budget worksheets to help me and you work this thing out together. ![]() In the process of reducing expenses, I can find ways to make extra money like selling electronics, putting clothes in consignment, sell jewelry and especially sell my diamond engagement ring I’ll never wear again. When I got laid off from my “regular” job budgeting was pared down to rent payment, utilities, phone, and groceries. ![]() When unexpected expenses come up the budget goes out the window. I’ve used several tools and either didn’t follow my budget religiously or I completely forgot about it. I admit, I am pretty lazy with it comes to making a budget. Regardless of the reason, it is a good idea to update your budget so you know what will happen with your money this year. Here are two reasons you might want to consider creating a new budget: Maybe you don’t think you need to create another budget. Reasons to Create a New Single Mom Budget this Year What do you typically use to create a budget? Is it something you will use again and again? Maybe you are looking for a new tool or worksheet to jump start the process. It’s a new year and probably time for a new or updated single mom budget. ![]()
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